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Accounting & Bookkeeping
Built for Towns

LocalFinance

LocalFinance gives your clerk, treasurer and administrator one place for invoices, bills, payments, bank reconciliation, financial statements and the month-end close, with role-based approvals and a full audit trail.

A fraction of the cost of legacy accounting software

See LocalFinance in Action Now

Skip the slideshow. Try the live demo below with a sample town, no sign-up needed, and follow the guided steps to approve a bill, reconcile a bank statement and walk a month-end close. When you are ready, request immediate access to trial LocalFinance with your own town's data.

Try the Live Demo ↓ or request access
app.pointlocal.ai / localfinance
$660,552Cash Position
$46,200Owed to the Borough
$33,930Bills Outstanding
4Overdue Invoices
Bank Accounts
General Fund Checking
$338,055
Employee Disbursement
$45,497
Capital Reserve Savings
$277,000
Income vs. Expenses
Last 6 months
Pay Bills
Approved bills ready for payment, oldest due date first
BILL-2206 · Valley Truck RepairDump truck repair
$1,875.00
BILL-2203 · Summit Salt & SupplyWinter road salt delivery
$14,200.00
BILL-2201 · Tryon Electric & GasElectric: borough hall and streetlights
$3,140.00
BILL-2205 · Valley Fuel Co.Fleet fuel
$3,950.00
$19,215.00 across 3 bills · pay from General Fund Checking
Pay 3 selected
Bank Reconciliation · General Fund Checking
Tick each transaction that appears on the statement. Finish when the difference is $0.00.
$338,055.00Statement ending balance
$338,055.00Cleared balance (books)
-$26,149.12$0.00Difference
Deposit: property tax collections
$42,180.55
Check 5102: Tryon Electric & Gas
-$3,020.00
ACH payroll, biweekly
-$38,644.12
Check 5103: Hawley Engineering Group
-$5,400.00
Check 5104: Valley Fuel Co.
-$3,780.00
Financial Reports
Borough of Bedford Falls, NY · exportable to CSV
Profit & LossBalance SheetTrial BalanceAged ReceivablesAged Payables
Assets
Cash: General Fund Checking$338,055
Cash: Employee Disbursement Account$45,497
Cash: Capital Reserve Savings$277,000
Accounts receivable$46,200
Total assets$706,752
Liabilities & fund balance
Accounts payable$33,930
Total fund balance$672,822
Accounting & Bookkeeping for Towns

From the Bank Statement to the Board Packet, All in One Set of Books

LocalFinance gives clerks, treasurers and administrators one clean workspace for invoices, bills, vendor payments, bank reconciliation, fund and department accounting and financial statements. Permissions follow each person's role, and every action lands in an audit trail.

1. Record & Pay

Enter invoices and bills, route them for approval and pay vendors in batches, with cash, receivables and payables always current.

2. Reconcile & Report

Match every bank transaction to the statement, then produce Profit & Loss, Balance Sheet, Trial Balance and aged reports.

3. Close With Control

A guided month-end checklist, role-based approvals and an audit trail your auditor will love.

app.pointlocal.ai / localfinance Interactive demo · sample data
Personalized Demo Walkthrough

Schedule a Demo for
LocalFinance

Request a guided walkthrough to see how LocalFinance handles bills, payments, bank reconciliation, financial reports and the month-end close for your municipality.

No sales calls required.

Real Accounting for the Way Towns Actually Work

Replace spreadsheets, shoebox receipts and end-of-month scrambles with accounting software built around municipal funds, approvals and audits.

Live Cash, Receivables & Payables

See bank balances, what is owed to the town and what the town owes at a glance. Bills due soon and overdue invoices are surfaced automatically.

Bill Approval & Batch Payments

Enter bills, route them for approval, then pay a whole batch from the right bank account in a few clicks. Approvers and administrators control the money.

Bank Reconciliation

Tick off transactions against the statement, auto-match what clears and finish only when the difference is zero. Outstanding checks and deposits in transit stay visible.

Fund & Department Accounting

See revenue and spending by fund or department, with restricted funds such as highway, refuse and capital reserve kept separate and tied to the penny.

Financial Statements & Aged Reports

Profit & Loss, Balance Sheet, Trial Balance, Aged Receivables and Aged Payables, ready for board packets and exportable to CSV.

Month-End Close, Roles & Audit Trail

A guided close checklist, role-based permissions for clerks, approvers and administrators, and an audit trail of who did what and when. Only an administrator can close or reopen a period.

Ready Day One

Skip the 6-month software onboarding nightmare. LocalFinance is turn-key and browser-based, so your staff can start recording, reconciling and closing right away with zero IT burden.

✓ Expertise • Accessibility

Direct Line to the Founders

Founded by an experienced Town Manager who has closed the books with a small staff. We built LocalFinance to give municipal governments enterprise-grade accounting without legacy price tags.

Skip the revolving door of sales reps and partner directly with experts who have actually sat in your chair. Because we aren't owned by private equity, the Towns we partner with are the only stakeholders we're beholden to.

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